Even if you have been lucky enough to avoid a car accident in New York at this point, you may be curious about how insurance companies and the police determine who is at fault in an accident. Determining fault plays an important role in many different states across the country when it comes to life after an accident. You may be concerned about who is responsible for the accident so that you can plan ahead for the future. If you have been seriously injured in a New York car accident, then you likely have growing medical bills and many concerns about how the accident will influence you long-term.

In the majority of car crash situations, it falls to the insurance company who insures each individual driver to determine who is at fault. Insurance companies will usually do this by investigating a crash in an attempt to determine negligence. It is your responsibility through your insurance company to determine who, if anyone, was acting negligently. If an individual is acting negligently, then he or she may be responsible for injuries you sustained that are serious. Police reports can also be a determining factor in deciding who is at fault because the police are the first on the scene to investigate an accident and generate a report from this information.

Determining who is at fault in a particular car accident in New York can have a significant implication on your car insurance as well as whether you have the right to file a personal injury claim. An injured individual who has sustained damage as a result of someone else’s reckless behavior may be entitled to file a personal injury claim to fight for compensation. Make sure you consult directly with a personal injury lawyer to determine whether this applies to you. Jayson Lutzky is a Bronx attorney handling accident and personal injury cases. He has over 32 years of experience fighting for the rights of his clients. Mr. Lutzky offers free in-office consultations and, in the case of a serious injury, home and hospital visits. Call 718-514-6619 to set up an appointment and visit www.MyNewYorkCityLawyer.com to learn more about attorney Jay Lutzky.