If you have met with a New York bankruptcy attorney and decided to move ahead with your petition for Chapter 7 or Chapter 13, it’s likely that not everyone in your life will understand your individual circumstances or will accept this is a positive move. It’s important to remember that this is a difficult decision to make, and it is a likely one that you have made after undertaking much careful thought and evaluation.

Consulting with a New York bankruptcy attorney can be critically important during this time so that you are aware of all of the potential advantages and disadvantages of filing for bankruptcy. Unfortunately, a friend who believes that your decision was the wrong one can be extremely toxic during an already difficult time.

Making an initial effort to explain your reasoning to this friend can be helpful. However, if he or she refuses to budge, it is best to focus on the positive aspects of your life after bankruptcy and discontinue discussing your personal financial situation with this individual. Some people who ultimately choose to file for bankruptcy have gone to great lengths to conceal their financial issues, so your friend may be surprised to hear that things are serious enough to warrant bankruptcy.

Going through the bankruptcy process is difficult enough on its own and you do not need the added pressure from a friend who doesn’t support your decision. Making this decision for yourself, however, can be an important step forward into a fresh start for your future. Contact a New York bankruptcy attorney today if you have more questions about what is necessary to file for bankruptcy and what you can expect after you file. Jayson Lutzky is a New York City bankruptcy lawyer who handles personal bankruptcies. He has over 32 years of experience and offers free in-person consultations. Call 718-514-6619 to schedule your appointment. Visit www.MyNewYorkCityLawyer.com to learn more about requirements for bankruptcy.