Scrambler Therapy, formally known as â€œCalmare Pain Therapyâ€ is an electrical treatment for physical pain. It is typically used for pain caused by cancer treatments, chemotherapy and certain types of pains that are drug-resistant according to the therapyâ€™s website. This therapy is different from other pain-reducing therapies at its core because it is a â€œbiomedical approachâ€ that affects the nervous system. Whether or not an insurance company would be required to pay about $3,500 for Scrambler Therapy for a no-fault insured patient was the subject of a recent court case according to the New York Law Journal.
The therapy provider sued the car insurance company for payment for the treatment, which the court said was new and controversial. In determining if the court would order payment for the treatment, the court wanted to know if this form of treatment was a legitimate way to alleviate pain.
The insurance company claimed that the treatment was not right, that it was â€œquestionableâ€ and â€œnot medically necessary.â€ The court ruled against the car insurance company, however. The insurance company’s expert witness emphasized that it may not be cost effective as the reason why it should not be used and paid for as opposed to saying it was not medically effective. Therefore, the court found little reason to deem this new treatment was medically ineffective and little reason it should not be paid for.
If you find yourself the victim of an accident, whether it occurred at work or in your car, and you were injured, then you should seek medical attention and then legal help. Victims of accidents can often obtain a large cash settlement to help compensate for medical bills, lost wages, and pain and suffering. Jayson Lutzky has helped his clients recover millions over the past 31 years. Mr. Lutzky offers free, confidential in office consultations. If you have been seriously injured, a consultation may be available in your hospital or home. Call 718-514-6619 to set up an appointment or visit www.MyNewYorkCityLawyer.com to learn more about accident law.