Filing for bankruptcy in New York is an emotional decision, and one of the things that might be holding you back from moving forward with filing is your fear of going to court. In the majority of bankruptcy cases in New York you and your attorney may only be required to go to a proceeding known as the meeting of creditors. You should always consult with your New York bankruptcy attorney, though, to determine what other requirements you may need to uphold after you file.

During this time, you will meet with any creditor who chooses to come as well as the bankruptcy trustee. Usually, this is a simple and short procedure where you are asked some questions about the forms you filed for bankruptcy as well as your financial situation.

If you choose to dispute a debt or if other complications arise, then you may need to appear before a judge at a hearing. In the event that you do need to go to court, you will receive advance notice of the time and location of this from your attorney or the court. One of the most important things you can do for yourself if you intend to file for bankruptcy in the state of New York is to consult with a knowledgeable attorney.

Having clear expectations upfront about what is expected from you and the various timelines and meetings associated with your bankruptcy filing can be critically important for giving you peace of mind and helping you plan ahead. Although you may not need to go to court, meeting with this bankruptcy attorney in advance does give you some idea of what to expect and gives you an opportunity to have your questions answered as it relates to bankruptcy. Jayson Lutzky offers free in-office consultations to people considering filing a personal bankruptcy. He has over 32 years of experience as a lawyer and represents clients in the Bronx and Greater New York City area. Call 718-514-6619 to set up an appointment and visit to learn more about Mr. Lutzky.